Terms of use    |    Disclaimer


Welcome to Sapient Wealth Advisors & Brokers Pvt. Ltd. Please read the contents of this page carefully before proceeding to access this Site (www.sapientwealth.co.in), as it contains important legal information and disclaimers. It is your responsibility to be aware of the relevant laws and regulations of relevant jurisdictions.

Service only for resident Indians
This information/service is being offered only to residents of India and is presently not available to foreign residents, including Non Resident Indians (NRIs) in foreign jurisdictions where the services cannot be offered without prior regulatory compliance. The information provided on this Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use is contrary to law or regulation, or which may subject SWAB or its affiliates to any registration requirement within such jurisdiction or country. This service does not constitute an offer to sell or a solicitation of an offer to buy any mutual fund units, shares, securities or other instruments to any person in any jurisdiction where it is unlawful to make such an offer or solicitation. It shall be the sole responsibility of foreign residents including NRIs in foreign jurisdictions to verify whether the facility can be accessed and utilized in their respective jurisdictions.

This service is not intended to be any form of investment advertisement, investment advice or investment information and has not been registered under any securities law of any foreign jurisdiction and is only for the information of any person in any jurisdiction where it may be lawful to offer such a service. Further, no information on this Site is to be construed as a representation with respect to mutual fund units, shares, securities or other investments regarding the legality of an investment therein under the respective applicable investment or similar laws or regulations of any person or entity accessing this Site.

Warranty and Limitation of Liability
SWAB will try and ensure that all information that is provided on this Site (including any computations made on this Site based on the instructions from the user) with respect to the products and services that are offered are accurate in all respects and are kept up to date. However, the timeliness, accuracy, completeness, reliability or content of the information is not guaranteed and changes may be made with respect to the same from time to time and the onus is on the user to check the accuracy. Also, as the information contained herein has been obtained from various sources, it may not be possible to update some of them since their original date of posting on this Site and may not reflect the latest views of SWAB. The information provided on this Site are only for the private information of users and neither the information nor any opinion expressed on this Site constitutes an offer, or an invitation to make an offer, to buy or sell any mutual fund units, shares, securities or other instruments to any person.

Availability of information and the content on this Site, including any advice as may be provided as part thereof, does not constitute a recommendation of SWAB to buy or sell any products. Any investment or other decision will be based solely on the user's own evaluation of his/her/its financial circumstances and investment objectives, and SWAB shall not be held liable for the same.

All content, information and/or material made available on this Site are provided to users "as is" and without warranty of any kind from SWAB, whether express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose, title, non-infringement, security or accuracy; nor does SWAB or its affiliates, agents, associates and/or subsidiaries endorse or take any responsibility for:

(a) The accuracy or reliability of any opinion, advice or statement made through this Site;
(b) Making good all or part of any loss and/or damage that may have been caused by the user's reliance on any information, advice, product or service obtained from a linked site.

SWAB, its directors, employees, agents, advisors, and experts, if any, used by it for providing the content for this Site shall, under no circumstance, be held liable for any loss or damage caused by a user's reliance on the said contents on this Site or on any advice made available on this Site. It is the responsibility of the user to evaluate the completeness, accuracy or usefulness of any opinion, advice or other content made available on this Site and the user should consult his/her/its own counsel, business advisor and tax advisor as to the legal, business, tax and related implications of investing or dealing in mutual fund units, securities or other instruments to which the content may be related or with respect to which investment advice may be sought or given.

SWAB shall endeavor not only to ensure the completeness, accuracy or usefulness of the data provided on this Site but also to promptly alter or remove stale data. However, neither SWAB nor any of its directors and personnel will be responsible for any inaccuracy, error or omission in the data or delay in alteration or removal of stale data, for any reason whatsoever, including but not limited to virus attacks, natural calamity, floods, fire and other natural disasters, legal restraints, faults in the telecommunication network or network failure, software or hardware error, or any other reason beyond its control. Under no circumstances shall SWAB or any of its directors and personnel be liable for any damages whatsoever, to the user, whether such damages are direct, indirect, incidental or consequential and irrespective of whether any claim is based on loss of revenue, investment, production, goodwill, profit, interruption of business or any other loss of any character or nature whatsoever and whether sustained by the user, for inaccuracy, errors or omissions in the data or delay in alteration or removal of stale data. Further, SWAB will also not be responsible for non-availability or delay or error in any data provided on this Site, due to the corresponding non-availability or delay or error in the receipt of updates on live quotes from the Stock Exchanges concerned.

Users are advised to read all risk factors carefully before making any investment decision. If a user is unsure about the meaning of any information provided he/she/it should consult his/her/its financial advisor. While making an investment decision, investors must rely on their own examination of the issuer and offer, including the risks involved. It is to be distinctly understood that the products being offered for investment have not been recommended by SWAB. SWAB does not take any responsibility, either for the financial soundness of any scheme, or for the correctness of any statement made or opinion expressed in the data, or for any content furnished by SWAB. Further, SWAB does not guarantee any returns on investments made in the products by users. Investment in mutual funds involves a degree of risks and investors should not invest any funds unless they can afford to take the risk of losing their investment.

SWAB reserves the right to add, amend, revise, suspend or cancel, in whole or in part, any of the services being provided on this Site, without any prior notice to users. Any addition, suspension, revision, amendment, cancellation or suspension shall be effective and binding on users.

Linked Sites
SWAB provides links to other sites for the convenience of users in locating related information and services. The content to which links may be made available on this Site have not been developed, checked for accuracy, or otherwise reviewed by SWAB. SWAB makes no representations whatsoever about any such web site which the user may access through this Site. A link to a web site does not mean that SWAB endorses or accepts any responsibility for the context or the use of such website.

SWAB is not liable to users for any content viewed by them through a link which may be provided from this Site. SWAB is not liable for any loss or damage caused by any delays, inaccuracy, errors or omissions in the content of any link, whether actual, alleged, consequential or punitive. SWAB is not liable for any content displayed on the linked website, not furnished or provided to it by any third party including, without limitation, the accuracy, subject matter, quality or timeliness of such content. It is the responsibility of the user to take precautions to ensure that whatever is selected for use is free of such items as viruses and other items of a destructive nature.

Other Disclaimers
All trademarks, logos and service marks, information and content provided on this Site, including its design structure and compilation, are privately owned Intellectual Property Rights of SWAB and/or its affiliates or group companies and/or otherwise permitted by SWAB and/or its affiliates or group companies to be advertised on this Site. The user must have the legal right to any content he/she/it uploads or downloads. Unless otherwise indicated, the user may view, copy, download and print the documents from this Site, so long as he/she/it uses them only for personal, non-commercial purposes, and does not post, distribute transmit, display, publish, sell or modify them or remove any copyright, trademark or other proprietary notices. For permission to use third party materials appearing on this Site, please contact the copyright owner. Also the trademarks, logos and service marks available on this Site are invaluable assets of SWAB and/or its affiliates or group companies. In our endeavor to serve and protect your interests and rights, we appreciate if you could inform us in writing at our registered address – Sapient Wealth Advisors & Brokers Private Limited, “Champaranya,” 55, Prathamesh Park, S. No 151/B/2/4, Baner, Pune-411045 India,  giving all necessary details of any violation or infringement of our trademarks, logos and service marks, which are either protected by us and/or available on this Site. The information thus provided by the users will be forwarded to SWAB's legal advisors for opinion on all or any legal recourse that can or should be adopted by it in order to protect the Intellectual Property Rights.

SWAB will not be liable or responsible for any loss or damage that a User incurs in the event of any failure or interruption of this Site, or resulting from the act or omission of any other party involved in making this Site or the data contained therein, or from any other cause relating to the User’s access to, inability to access, or use of this Site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of SWAB or of any vendor providing software or services support.

Risk Factors for investments in Mutual Funds
Investment in mutual fund Units involves investment risks such as trading volumes, settlement risk, liquidity risk, default risk, including the possible loss of principal.

As the price / value / interest rates of the securities in which the Scheme invest fluctuates, the value of investors’ investments in the Schemes may go up or down. In addition to the factors that affect the value of individual securities, the NAV of the Schemes can be expected to fluctuate with movements in the broader equity and bond markets and may be influenced by factors affecting capital markets in general, such as, but not limited to, changes in interest rates, currency exchange rates, changes in governmental policies, taxation, political, economic or other developments and increased volatility in the stock and bond markets.

Past performance of the Sponsor/AMC/Mutual Fund does not guarantee future performance of the Schemes.

The names of the Schemes do not in any manner indicate either the quality of the Schemes or its future prospects and returns.

The Schemes are not guaranteed or assured return Schemes.

For scheme specific information, please read the relevant scheme information document.

Privacy Policy
SWAB protects the confidentiality and security of client information and:

  • Will not sell or rent clients' personal information;
  • Its employees will not discuss the business affairs of any user with any other employee, except on a strict need-to-know basis.
  • Will not release user information, except upon a user's authorization or when permitted or required by law as mentioned below.

Under certain circumstances, it may become necessary for SWAB to disclose a user's personal information to adhere to the bona fide requests of the Government, a court, a tribunal, an authority or any regulatory body/agency and/or as required by any law. In all such cases, SWAB shall be bound by, and shall at all times have the legal right to disclose any or all of, the personal information given by the user to it and SWAB shall not be held responsible or liable for any eventuality, loss and or damage that may arise from its actions to the user.

Further, some of the user information is maintained in SWAB’s marketing database. SWAB may contact a user either by post, or by telephone or e-mail, primarily as a follow-up to the user's request/enquiry or to answer any question. SWAB may also contact a user from time to time in respect of other products and services that may be of interest to the user. If a user does not wish to receive information about these products or services, the user may simply contact SWAB by phone, e-mail or post.

For Customer:
I confirm that I have read the Essential Legal Information and the Privacy Policy and agree to abide by it.